Authentication on Payment gateway using Face Recognition System

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• Create Date 12 July, 2025
• Last Updated 12 July, 2025

Authors : Rahul Kumar , Vishakha Sharawat, Ghevar Ram Dewasi, Rupesh Mahajan

Abstract - The threat of transaction timed-out or malicious software (malware)-based attacks or illegal use of technology is significant and growing; at the same time online banking gets more and more popular. Earlier during making any online payment or making any online banking related transactions, the method used to complete a transaction was with One-Time-Passwords as well as passwords, which were sent on the end users registered mobile number or email address which were linked with his bank account. Financial loss may be one of the consequences if credentials or credentials linked devices get stolen. In many protocols, the transaction information is not secured properly.

                The proposed “Authentication on Payment Gateway using Face Recognition” is based on the face recognition technique on payment gateway. This system eliminates the One-Time-Password & password based transactions with Face recognition system. When face recognition authentication is used spoofing or faking; of face comes into picture. As in face recognition faking can be done by displaying photograph (hardcopy) or video in front of the authenticating device. Considering these faking or spoofing techniques this system also uses Face spoofing algorithms to overcome these issues. Using this we can complete successful transaction by verified natural person in a way that it is proven to the executing party, that the transaction, as it is received, was in fact initiated and confirmed by an identified natural person.